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for your insurance, health, financial industry and retirement opportunity information. 

It’s not too late to maximize Social Security benefits
A look at how some couples can still use the ‘file and suspend’ strategy and other issuesQuestion: I will be[...]
Travel Health Coverage
Travel Plans? Don't Forget to Check Your Medicare Health Coverage!Summer is around the corner and vacations and getaways are being planned.[...]
Do I Need Life Insurance?
Life insurance has several purposes. Its most important function is to replace the earnings that would cease at the death[...]
Get a Bigger Social Security Benefit
How to Get a Bigger Social Security Retirement Benefit  1Many people decide to begin receiving early Social Security retirement benefits. In[...]
Medicare Health Plans
The Basics of MedicareBefore taking the big step in enrolling in Medicare, a little education can go a long way.An[...]
It’s Easy to Find Life Insurance
Finding the right life insurance policy can seem like a daunting and pricey task. 80% of Americans overestimate the cost[...]
The 401(k): Robbing Americans for 40 Years Now
​Why the 40th birthday of the 401(k) is nothing to celebrateThis article from Robert Kiyosaki, author of Rich Dad, Poor Dad (sold[...]
Universal Life Insurance
Universal Life Insurance provides permanent protection with flexibility to meet life’s constant financial challenges. With varying premiums and the proper[...]
Guaranteed Issue Life Insurance
Guaranteed Issue Life Insurance is an affordable way to help your loved ones with your final expenses such as medical[...]
What Are Annuities?
Annuities can be a paramount way of saving for retirement. They are designed to assist in reaching long term financial goals[...]
Spring Ahead Prevention
Spring Ahead with Medicare Preventive Services in RetirementSpring is in the air with the sights, smells and sounds of renewed[...]
Life Insurance Basics
Life insurance is a good place to start when you want to provide financial security for you and your family.[...]
What is Long Term Care?
Long Term Care (LTC) Insurance can help protect your assets from being used for care and maximize your options for care[...]
Term Life Insurance
What is Term Life Insurance? Term Life Insurance is a good starting point when deciding on affordable options for you and[...]
New Medicare MOON Rule
New Medicare MOON Rule for Retirement Planning in 2018Many of my Medicare clients have had questions about the changes in[...]
Alternatives to Low Paying Bank CD’s
In a time when many financial experts are predicting another major correction in the stock market, there is a safe[...]
Bad Advice From SSA (Social Security Administration)
Widows Got Bad Social Security Claiming Advice From SSA: IG ReportMisinformed Social Security filings resulted in about $131.8 million in[...]
How to Stay North When the Market Goes South
Today I spoke with several clients and friends and most of them lost money in the market...again. So how do[...]
Changes to Social Security Claiming Strategies
Changes to Social Security Claiming Strategies  1 The Bipartisan Budget Act of 2015 included a section titled "Closure of Unintended[...]
Whole Life Insurance
Whole Life Insurance offers permanent protection for a powerful way to protect your family with premiums which do not increase[...]
Social Security Maximization
Social SecurityThe most common question for pre-retirees is - when do I take my social security benefits?When it comes to Social[...]
New Medicare Cards for 2018
New Medicare ID Cards Coming April 2018!Beginning in April 2018, a new Medicare ID card will be mailed to more[...]