Category Archives for "Retirement Toolbox"

Medicare Health Plans

Downloads & Videos

For Your Convenience the 2018 Medicare & You Guide
from medicare.gov

Scope of Appointment Form
Maybe needed when meeting
with a Licensed Medicare Agent.

Retirement and Medicare Basics 

Guide to Medicare Part A and Part B 

How to Choose a Medicare Plan 

How to Understand Medicare Plans 

Learn About Medigap Plans 

Medicare Part D and Prescription Drugs

Save With Your Medicare Plan

Top 10 Medicare Insurance Tips

Understanding Medicare Advantage Plans

Humana - HMO (Medicare Advantage & Medicare Supplement) Plan Description

Humana - MA ONLY (Medicare Advantage)
Plan Description

Humana - PDP (Prescription Drug Plan) Plan Description

Humana - PFFS (Pay Fee For Service) Plan Description

Humana - PPO Plan Description

Annuities

Annuity Guide
Your FREE Guides for answers regarding potential reduced risk, increased growth and tax-deferral options for income in retirement.


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Retirement Income
With Annuities

Fixed Indexed Annuities
Dispelling the Myths

Custom Annuity
Policy Review

The Power of Annual Reset

Custom Annuity
Policy Review

Fact Sheet

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Fixed Indexed Annuities
Consider the Alternative

Look Who's Not Talking

Custom Annuity
Policy Review

Fact Sheet

Americans Want Annuities


Social Security Maximization

Social Security Guide
Your FREE Guides for answers regarding optimizing  your benefits


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Social Security Guide to
Retirement benefits

Social Security Sample
Maximization Report
SINGLE

Social Security Sample
Maximization Report
MARRIED

Social Security Guide ​
CHART

Social Security 2018
Fact Sheet

Social Security ​
How to File for
Restricted Application

Survivors Benefits - EN-05-10084

Withdrawal of Benefits form - ssa 521 (To be used within the 1st 12 months of taking Social Security to change benefit options)


Color of Money Risk Analysis

The Color of Money Risk Analysis assesses your financial picture and provides a roadmap to your overall risk preferences. The output will be a proprietary Color of Money score. This short, interactive analysis is the first step on the road to retirement.

Did my question make you wonder what colors have to do with money? The amount of money we earn, save and spend is driven by our personality and beliefs.

This can also drive the choices we make about what we do with that money. In short, the investments we choose determines the color of our money. It reflects our overall personality, lifestyle and values, as well as our spending and saving methodologies.

Red- These assets have a higher degree of risk. There is good growth opportunity, but preparing for volatility is important with these assets. Red does not mean the assets are dangerous. It simply means you should stop, look both directions and proceed with caution in making your investment decisions.

Yellow- These assets are safer but still call for cautious examination. There are unique growth opportunities and Yellow assets do not carry as much risk as Red assets. You may not have as much growth opportunity as Red money, but you do not need to come to a complete retirement stop before proceeding.

Green- Green money should be labeled on assets that have safety and guarantees. Your growth potential is less than Red and Yellow money, but you may move comfortably through retirement knowing your assets are safe and available to provide the income stream you are looking for in retirement.

Striking a healthy balance with the colors of your money can help you reach your pre and post retirement goals.

Each color of money has unique benefits and features.

Life Insurance Basics

Life insurance Guides/Videos

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Guide for "Who Needs Life Insurance"

Custom Policy Review Brochure

Custom Life Policy
Review Sample

Data Sheet
SUMMARY OF IN-FORCE INSURANCE POLICY

Data Intake Form
Confidential Financial Data Intake Form

From The Heart
for the Importance of Leaving a Legacy

Life Insurance - One Day at a Time

What You Need To Know About Life Insurance

What will you be remembered for?


Rainy Day Program
Don't get caught out in the rain unprepared

Retirement Toolbox Recommended Reading, Guides & Charts

Downloads & Videos

Dalbar's 23rd Annual Quantitative Analysis of Investor Behavior (QAIB)

​Impact of inflation

​Math of Rebounds

Sequence of Returns

​IRA & Legacy Planning Brochure

Understanding Trusts

ABC'S of Retirement Planning

Legacy Planning

Generational Vault

THE GENERATION VAULT: PRESERVING THE PAST AND SECURING A FUTURE

This secure online portal allows you to upload important documents and view your financial information. Every time you log into Generational Vault, you have immediate access to detailed financial information.

You can view a snapshot of your financial picture, a simple-to-understand summary of all your financial accounts, detailed records of your assets, important financial reports and dynamic charts.This secure online portal allows you to upload important documents and view your financial information. Every time you log into Generational Vault, you have immediate access to detailed financial information. You can view a snapshot of your financial picture, a simple-to-understand summary of all your financial accounts, detailed records of your assets, important financial reports and dynamic charts.

New Generation Retirement Plan

The Ultimate 5 Step Retirement Planning Process
Your FREE  guide to a safe and secure retirement

It wasn’t so long ago that retirement meant a pension and a gold watch, but today’s world looks much different than it has for generations past. From increased market volatility and historically low interest rates to the loss of pensions and the rising cost of health care, the burden of retirement falls more heavily on the shoulders of individual Americans than it ever has before. But you don’t have to carry it alone.

5-STEP RETIREMENT PLANNING PROCESS

1. Selecting a Financial Services Professional

2. Fact and Feeling Finding

3. Planning

4. Solutions and Executing

5. Ongoing Relationship

New Generation Retirement Planning is a holistic approach to retirement planning. It consists of a five-step retirement planning process that incorporates three hallmarks of our company – stewardship, transparency and technology.

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Together, we will traverse five important steps in the New Generation Retirement Planning process, where you will explore key areas that are fundamental to successful retirement planning. You will be confident knowing that you have given careful consideration to risk exposure, income planning, legacy planning and tax strategies.

Let us craft a plan uniquely suited to help you thrive in this new generation of retirement.

5-STAR SERVICE

With a focus on a new generation of retirees, our company uses the New Generation Retirement Planning process, which is based on three hallmarks of successful retirement planning: stewardship, transparency and technology.

STEWARDSHIP 

Finding a trusted financial services professional is one of the most important elements of planning your retirement. Providing you with a stewardship level of service means we have the responsibility to present solutions that are suitable for your situation. Our commitment to you is that we will always keep our focus on your goals and objectives and will  act with transparency throughout our relationship.

TRANSPARENCY 

Our commitment to transparency ensures that each step of our work together is recorded and that every document and report are easily accessible to you. This allows us to track the evolution of your plan and make any necessary adjustments to it along the way. Our commitment to transparency is visible through a strong foundation of technology.

TECHNOLOGY

We think the challenges you face in retirement today are more complex than those faced by any other generation, but the right technology can make managing and organizing your retirement an easier process.

Our office utilizes Generational Vault, which is a proprietary online portal accessible through our website. It contains the necessary tools to help make decisions appropriate for you and your retirement. It also serves as the vehicle to document and record our commitment to act as a stewardship and act with transparency throughout our relationship.