Welcome

If you’re new to this website let me help you get started.

First, let me tell you a little about me.

I love what I do and believe it is one of the main reasons why I'm here on God's green earth. (Although they call it blue from space). I started my business back in 1981 and through the years my company has evolved into what it is today.

I primarily work with risk-averse individuals, music professionals and business owners who are looking properly insure themselves and their families. I also advise strategies to create and receive a steady income stream after retirement and maximize their Medicare and social security benefits. 

My focus, specialty and passion is helping people that are nearing retirement in the next 5 to 10 years (or recently retired) with these common issues most people face... 

Retirement Anxiety: Have I saved enough money to live comfortably for the rest of my life?  

Social Security Stress: When to take my benefit? What are my options?

Medicare Health Plan Dilemma: What age, plan and carrier? What are the costs?

Long Term Care Quandary: It costs too much but I know I’ll probably need it? How can I afford it and am I healthy enough to qualify?

Market Volatility Risks: What are the available options to help protect me from a highly volatile stock market? How do I keep up with inflation over a potential 20-30 year retirement?

401(k) Rollover:  How do I rollover my 401(k) when I retire? Can I reallocate some or all of my 401(k) now?

Annuity Apprehension:  Are annuities a good deal or bad deal? I have heard they are what social security and pensions are based on. I like those so how can they be bad?

Do I still need Life insurance? Do I keep or cancel my plan or start a new one? Should it be Term, Whole or Universal life?

To assist you with these questions I have designed this website to be an extensive free resource for you, your family and possibly your business as well.

I have posted many articles addressing these topics.
Below are a few samples to check out:

Your Next Step...

If you have any questions, please call or text (949) 216-8459 or use this secure contact form.
I usually respond the same day.

Craig