WHAT I DO
My Name is Craig Colley and I am a Financial Strategist, Certified Advisor and primarily work with risk-averse individuals and business owners who are looking to protect their assets, receive a steady income stream for pre or post retirement and when the time comes maximize their medicare and social security benefits.
I specialize in pre and post Retirement Planning, Mortgage and Asset protection for your family, Social Security Maximization, Medicare Health Plans (Medicare Advantage and Medicare Supplement Insurance – Medigap), Long Term Care and a variety of Insurance, Health and Financial Services.
WHY I'M DIFFERENT
I provide a proven system and utilize a goals-based, fee and risk reduction approach to insurance, health and financial planning.
I am a licensed insurance producer (serving in the capacity of a fiduciary) in multiple states, keynote speaker/blogger as well as a certified advisor for Medicare Health Plans and Social Security (AHIP & NSSA). I offer In-person and telephone meetings, live educational trainings / seminars. I leverage technology with video conferencing / screen sharing and webinars. I provide online risk assessment tools, quotes, calculators and a digital storage vault (Generational Vault) for your most important documents, policies and directives,
If you’re new to this website let me help you get started.
First, let me tell you a little about me.
I’m Craig Colley from Chicago, Illinois. I moved to California in 1977. I am married, have a remarkable son and daughter-in-law and four incredible grandkids. I have the privilege of getting up every morning and do my best to make a positive difference in someone's life.
I love what I do and believe it is one of the main reasons why I'm here on God's green earth. (Although they call it blue from space). I started my business back in 1981 and through the years my company has evolved into what it is today.
I primarily work with risk-averse individuals and business owners who are looking to receive a steady income stream after retirement and maximize their Medicare and social security benefits. My focus, specialty and passion is helping people that are nearing retirement in the next 5 to 10 years (or recently retired) with these common issues most people face.
Retirement Anxiety: Have I saved enough money to live comfortably for the rest of my life?
Social Security Stress: When to take my benefit? What are my options?
Medicare Health Plan Dilemma: What age, plan and carrier? What are the costs?
Long Term Care Quandary: It costs too much but I know I’ll probably need it? How can I afford it and am I healthy enough to qualify?
Market Volatility Risks: What are the available options to help protect me from a highly volatile stock market? How do I keep up with inflation over a potential 20-30 year retirement?
401(k) Rollover: How do I rollover my 401(k) when I retire? Can I reallocate some or all of my 401(k) now?
Annuity Apprehension: Are annuities a good deal or bad deal? I have heard they are what social security and pensions are based on. I like those so how can they be bad?
Do I still need Life insurance? Do I keep or cancel my plan or start a new one? Should it be Term, Whole or Universal life?
To assist you with these questions I have designed this website to be an extensive free resource for you, your family and possibly your business as well.
I have posted many articles addressing these topics.
Below are a few samples to check out:
Your Next Step...
The Better Way to Plan for Retirement
Discover how easy it can be to make critical retirement decisions once you have the tools!