Coliday HealthCare Services

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DISCOVER WHAT'S 
    POSSIBLE
FOR 
       YOUR FUTURE

WHAT I DO

My name is Craig Colley and I am a Licensed Producer in multiple states, Certified Advisor and consultant. I primarily work with risk-averse individuals, music professionals and business owners who are looking to protect and insure their assets, receive a steady income stream for pre or post retirement and when the time comes, maximize their Medicare and Social Security benefits. 

I specialize in pre and post Retirement Planning, Mortgage and Asset protection for your family, Social Security Maximization, Medicare Health Plans (Medicare Advantage and Medicare Supplement Insurance – Medigap), Long Term Care and a variety of Insurance, Health and Financial Services.

WHY I'M DIFFERENT

I provide a proven system and utilize a goals-based, fee and risk reduction approach to insurance, Medicare and financial planning.

I am a licensed insurance producer (serving in the capacity of a fiduciary) in multiple states, keynote speaker/blogger as well as a certified advisor and consultant for Medicare Health Plans and Social Security (AHIP  & NSSA). As a consultant I leverage technology with video conferencing / screen sharing and webinars. I provide online risk assessment tools, quotes, calculators and a digital storage vault (Generational Vault) for your most important documents, policies and directives,

A successful future requires a predictable plan.
Discover what's possible. 

Retirement

Risk Tolerance

Social Security

Medicare

Insurance

Annuities

Protection for Music Professionals
with PREDICTABLE ROYALTIES  read more 

Mortgage Protection  Insurance
Coverage for your home and family  read more 

Welcome

If you’re new to this website let me help you get started.

First, let me tell you a little about me.

I’m Craig Colley from Chicago, Illinois. I moved to California in 1977. I am married, have a remarkable son and daughter-in-law and four incredible grandkids. I have the privilege of getting up every morning and do my best to make a positive difference in someone's life. 

I love what I do and believe it is one of the main reasons why I'm here on God's green earth. (Although they call it blue from space). I started my business back in 1981 and through the years my company has evolved into what it is today.

I primarily work with risk-averse individuals, music professionals and business owners who are looking properly insure themselves and their families. I also advise strategies to create and receive a steady income stream after retirement and maximize their Medicare and social security benefits. 

My focus, specialty and passion is helping people that are nearing retirement in the next 5 to 10 years (or recently retired) with these common issues most people face... 

Retirement Anxiety: Have I saved enough money to live comfortably for the rest of my life?  

Social Security Stress: When to take my benefit? What are my options?

Medicare Health Plan Dilemma: What age, plan and carrier? What are the costs?

Long Term Care Quandary: It costs too much but I know I’ll probably need it? How can I afford it and am I healthy enough to qualify?

Market Volatility Risks: What are the available options to help protect me from a highly volatile stock market? How do I keep up with inflation over a potential 20-30 year retirement?

401(k) Rollover:  How do I rollover my 401(k) when I retire? Can I reallocate some or all of my 401(k) now?

Annuity Apprehension:  Are annuities a good deal or bad deal? I have heard they are what social security and pensions are based on. I like those so how can they be bad?

Do I still need Life insurance? Do I keep or cancel my plan or start a new one? Should it be Term, Whole or Universal life?

To assist you with these questions I have designed this website to be an extensive free resource for you, your family and possibly your business as well.

I have posted many articles addressing these topics.
Below are a few samples to check out:

Medicare Update: What to do about Annoying Medicare Marketing Vultures
(LISTEN - Audio transcript from video)  In this vlog I share my opinion on the Medicare Marketing Vultures that surface[...]
Medicare Update: Make a List of Your Prescriptions For AEP Annual Election Period
(LISTEN - Audio transcript from video) This is another Medicare Update on the importance of making a list of your prescriptions.[...]
8 Tips for Self-Care When You Have Cancer
(LISTEN - Audio transcript from video) A cancer diagnosis tends to dominate all aspects of our lives. From tests, waiting for[...]
Medicare Update 2022 Plan B Rate & Deduction Increases
(LISTEN - Audio transcript from video) Today I’m talking about Medicare rate and Part B deductible changes for 2022.  So what does[...]
Medicare AEP Annual Election Period
(LISTEN - Audio transcript from video)Your mailbox is full, the TV ads are running and endless Facebook and Instagram ads[...]
Protect Yourself from Free Mask Offer for Medicare Number Scam
As a AHIP Certified Medicare Advisor I was notified by the medicare.gov regarding this Scam Alert and now I am[...]
Is the Coronavirus infecting your money?
This might be the time to look at finally diversifying a portion of your portfolio into something safe. My clients[...]
Annuities are coming to 401(k)s
The SECURE ACT will make it possible for employer-sponsored plans to add insurance products to their retirement plans.The SECURE ACT[...]
Protect Yourself from Social Security Scams
As a certified Social Security Advisor I was notified by the Social Security Administration regarding this Scam Alert and now[...]
3 Drawbacks to Early Retirement
Being early can be considered a virtue. Just think of some of the proverbs that we’ve all heard hundreds of[...]
Misconceptions That Could Derail Your Retirement
It’s hard enough to prepare for retirement when you’re working with correct information. Factor in the misconceptions that are out[...]
The Secure Act of 2020
What Is the SECURE ACT?The Secure Act was signed into law December 20, 2019, and became effective January 1, 2020.[...]
More People Are Saving For Retirement, But Many Still Aren’t
More People Are Saving For Retirement, But Many Still Aren’t ​More people are saving more money for retirement than they[...]
How Much Cash Should I Keep in the Bank?
​How Much Cash Should I Keep in the Bank?Article from Tim Parker, Financial journalist clearly explains what the majority of Americans[...]
The 401(k): Robbing Americans for 40 Years Now
​Why the 40th birthday of the 401(k) is nothing to celebrateThis article from Robert Kiyosaki, author of Rich Dad, Poor Dad (sold[...]
How to Stay North When the Market Goes South
Today I spoke with several clients and friends and most of them lost money in the market...again. So how do[...]
Color of Money Risk Analysis
The Color of Money Risk Analysis assesses your financial picture and provides a roadmap to your overall risk preferences. The[...]
Do I Need Life Insurance?
Life insurance has several purposes. Its most important function is to replace the earnings that would cease at the death[...]
Social Security for Married Couples
Social Security Claiming Strategies for Married Couples 1Deciding when to begin receiving Social Security benefits is a major financial issue for anyone[...]
Course Corrections to Consider
Retirement planning course corrections to consider4It’s no secret that millions of Americans are approaching their retirement years with meager savings[...]
Get a Bigger Social Security Benefit
How to Get a Bigger Social Security Retirement Benefit  1Many people decide to begin receiving early Social Security retirement benefits. In[...]
How Earnings Affect Social Security
How Earnings Affect Social Security 1If you begin to receive Social Security retirement (or survivor's) benefits before you reach full[...]
Bridging the Gap
Resolving Projected Income Shortfalls: Bridging the Gap  1 What is a projected income shortfall?When you determine your retirement income needs,[...]
Which Birthdays Are Financial Milestones?
Quiz: Which Birthdays Are Financial Milestones?  4When it comes to your finances, some birthdays are more important than others. Take[...]
Protect Yourself Against Identity Theft
Protect Yourself Against Identity Theft  1 Whether they're snatching your purse, diving into your dumpster, stealing your mail, or hacking[...]
Handling Market Volatility
Conventional wisdom says that what goes up must come down. But even if you view market volatility as a normal[...]
Alternatives to Safeguard Your Money from Recent Market Crash
After the most recent major correction in the stock market, there is a safe alternative to seriously consider; Fixed-Indexed Annuities.[...]
Focus on Women’s Needs
How different are we?Studies reveal stark differences when making financial decisions.Women have different needs than men when it comes to[...]


Your Next Step...

The Better Way to Plan for Retirement

Discover how easy it can be to make critical retirement decisions once you have the tools!

If you have any questions, please call or text (949) 216-8459 or use this secure contact form.
I usually respond the same day.

Craig

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